Telkom Indonesia - Best Social App
Company: Telkom Indonesia
Company Description: Telkom Indonesia is the largest Telecommunication company in Indonesia, a state-owned enterprise, providing wide range of service spanning from Telecommunication, Information, Media, Edutainment, and Service.
Nomination Category: Mobile Site & App Categories
Nomination Sub Category: Social
Nomination Title: GUI Micro SME Loans Application
Date this app was first released: July 10th, 2017
Briefly describe this mobile site or app’s objectives and how it has met those objectives (up to 200 words). If applicable, include here the platforms your app supports:
Bank Artha Graha(BAG) is one of Micro SME Loan(MSL) Organizer which has 113 Office Networks spread over 38 Cities in 23 Provinces.Telkom developed E-Form for BAG,a mobile application based on android to support acceleration of Program submission process through digitalizing forms of MSL,supporting documents(Photo,ID Card,Family Card,Business Information,details of joint responsibility),and electronic signature as extension of Bank channel to reach and provide wider capital access for MSMEs.It can be operated in two modes;Online and Offline.
This innovation undertook testing and approval process by Financial Service Authority in June 2017 and has been applied since July 10th, 2017.Further development has been applied to E-From to accommodate MSMEs needs,called Gudang Data UKM(MSMEs Data warehouse) Indonesia or GUI.GUI Apps contains several modules:Survey Modul for MSL and Value-Added Reseller Modul for offering Wifi to the debtor.
Number of debtors grew from 1000/month to 5000/month.MSL distribution achievement was remarkable,recorded IDR 564.28 Trillion,an achievement of 112.9% from target.MSL distribution growth jumped at 633.8%, IDR 76.9 Trillion in 2016 to IDR 564.28 Trillion in 2017.Currently,BAG is progressing 57,210 debtor candidates through GUIApps